Here is the quick way to increase your credit score with just minutes of work. Pay down a balance, or at least most of it if you don’t have enough money.

Try to get a higher credit limit by calling your credit card issuers. If you have a decent credit score you should be able to get a credit limit increase. In addition to this, you can close down a few accounts if you have too many. It is said that perfect number of credit cards is somewhere between 4 and 6. Any more than that could hurt your score.

These are quick ways to somewhat increase your credit score. Considering you didn’t have any major credit lapses. Now did you?

Regardless, don’t expect your score to improve over night. These things can take time. You can also read my article on the site “how to improve your credit score” for more tips.